Annual General Meeting

Notice of Annual & Special General Meeting of the Howick Mutual Insurance Company

The Annual and Special General Meeting of the Members of Howick Mutual Insurance Company will be held at the Head Office of the Company in Wingham Ontario, on the 27^th day of March, 2024 at the hour of 1:30 p.m. for the purposes of:

To receive and approve the minutes of the 2022 Annual General Meeting, dated March 17, 2023;

2. To receive the Annual Financial Statements and Auditor’s Report for the year ending December 31, 2023;

3. To appoint Auditors for 2024;

4 .To elect three (3) Directors for a three (3) year term. Directors whose terms expire are Bil Graham and Mary Ann Peel, whom are eligible for re-election and have been recommended for re-election by the Nomination Committee of the Howick Mutual Board of Directors. Jeff Consitt has filed his intention to stand for election and has been recommended for election by the Nomination Committee of the Howick Mutual Board of Directors.

5. To consider and if thought fit, to confirm, with such amendments as may be made at the Meeting, those amendments to the Company’s By-law 2024-1 passed by the Board of Directors on February 21, 2024. A complete text of By-law 2024-1 with the amendments incorporated is available for review by all members at the Head Office during regular business hours, or will be provided upon request.

The 2023 Financial Statements will be available after February 29, 2024 and may be viewed on the website www.howickmutual.com. Policyholders may obtain a copy of the Financial Statements by sending a written notice to the Head Office of the Company at 40592 Amberley Rd., RR 4, Wingham, Ontario, N0G 2W0 at least 14 days prior to the Annual and Special General Meeting.

ON BEHALF OF THE BOARD OF DIRECTORS

Tammy Hickling, Corporate Secretary

Howick Mutual Insurance Company