Our seasoned commercial underwriting staff gives Howick Mutual depth and flexibility when dealing with even the most involved commercial risks.
We understand that insuring your commercial business is more than simply protecting your assets, it is in fact ensuring that you have peace of mind that your livelihood is being looked after.
The coverages we can provide cover the gamut of exposures faced by a commercial operation such as losses to property or losses by crime and liability to name a few. The following is only an example of businesses we can write.
Sample of Business written in our Small Package Division are:
Apartment Building Owners Packages
Church Packages (Directors & Officers Liability for non profit)
Contractors Packages including Service Businesses
Howick can also provide customized coverage for a broad range of other businesses, Mercantile, Manufacturing, Light Industrial, Building Ownership, Hospitality & Wholesale.
Equipment Breakdown coverage is available as an option on all risks Howick writes.
Howick Mutual offers to its Commercial clients exceptional value added Commercial Extensions second to none in the Mutual System along with our unique Decreasing Deductible for each claim free year.
Howick offers loss control, engineering and expert claims handling to all our clients.